International Operations

To facilitate its international transactions, BCA offers a network of correspondent banks abroad and a wide range of products and services.

ORDER OF PAYMENT RECEIVED

Receipts of funds in foreign currency from abroad. It is intended for individuals or companies with amounts receivable from abroad, related to pensions, rental, and provision of services among other situations.

Necessary Documents

• Payment instruction with the issuing bank abroad.

Other Information

• Bank information of the Beneficiary - IBAN / correct account;
• Full identification of the Beneficiary - name and address of the beneficiary;
• Bank name;
• Bank swift code;
• Transfer time is approximately 2 business days, provided you have entered the correct data;
• Preference of our correspondent (List of correspondent banks).

Advantages:

• Speed: the Beneficiary receives the credit of the funds in his account at the end of the 2nd business day after the Sender has delivered his request;
• Security: there is no risk of fraud, loss, theft or loss and BCA safeguards the interests of your Customer and it’s is the safest and fastest way to transfer funds from a Sender to a Beneficiary.

ORDERS OF PAYMENTS ISSUED

They are processes of Transfer or receipt of money directly into your account, in less time, with total security and also at lower costs, as long as they are carried out through the vast network of correspondent banks abroad that BCA makes available for your customers.


Necessary Documents



• Payment instruction;
• Form provided at the counters;
• Transfer reasons.


Other Information



• Complete identification of the Authorizing Officer - name, address;
• Full identification of the Beneficiary - name, full address;
• Identification of the beneficiary's bank - name and BIC / Swift;
• Indication of the reason for the transfer;
• Specification of bank expenses;


BEN - At the expense of the Beneficiary:
All bank charges are borne by the Beneficiary of the funds, that is, the Beneficiary receives the amount sent less the expenses of the banks involved in the transfer;


SHA - Shared expenses:
The expenses of the Bank of the Authorizing Officer are paid by the Authorizing Officer and the expenses of the Bank of the Beneficiary are paid by the Beneficiary;


OUR - At the expense of the Authorizing Officer:
All bank charges are managed by the Authorizing Officer, or the Beneficiary receives exactly the amount sent, without discounted expenses.


Advantages:



• Fast Response: the Beneficiary receives the credit of the funds in his account at the end of the 2nd business day after the Sender has delivered his request to his bank;
• Security: there is no risk of fraud, loss, theft or loss, BCA watches over your Client's interests.


Additional Information



• If you are a BCADirect customer, you can make transfers by selecting the "Transfers" item by choosing the "Payment Order Issue" option and filling in all the fields.
• The transfer time is approximately 2 business days.
• National bank transfers can be made via BCADirect.

EXCHANGE OPERATIONS

These are financial transactions consisting of the sale, exchange or purchase of securities in currencies (money) from other countries.


These transactions are always regulated by the Central Bank (BCV), which establishes the purchase and sale prices of foreign currencies.


Available Operations



• Buying and selling currencies updated.


Advantages:



• Service available at any BCA Agency;
• We support your business in all currencies.

Quick Access

BECOME A BCA CUSTOMER

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FORMS

Here are the application forms to join the various products and services that BCA has at its disposal.

MARKETS

See the space dedicated to the Capital Markets in Cabo Verde.

BCA REAL ESTATE

Purchase an apartment, a house, a building, or a space for your business / office, through BCA.

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