BCA Leasing Auto

Financing method that allows the customer to use a car (for personal or business use), for a set period of time, and may choose to acquire it at the end of the contract. The use is provided by Promoleasing (rental company), which buys the car on a proposal from the customer.

BCA AUTO LEASING, YOUR CAR 0 KM

It is a flexible financing solution that allows the acquisition of new vehicles, whether light or mixed, for personal use or exploration.


Amount:
up to 100% of the purchase price of the vehicle.


Term:
maximum 4 years (personal vehicle / exploration).


Reimbursement:
In monthly, anticipated and consecutive rents of interest capital.


Interest rate:
consult the current precariousness in BCA


Guarantee:
Mortgage of the vehicle and insurance against all risks in favor of BCA.


Opening and management fee:
1.5%


Target segment:
Particular


Necessary documents







• Formalize the request by letter (documents provided at the Bank counters to formalize the request);
• Pro forma invoice;
• Photocopy of identification document of the intervener (s);
• Income statement (s);
• NIF Statement
• Leasing Agreement


Auto Leasing Contract


• Updated certificate of the vehicle in the registry office;
• Photocopy of the title of the vehicle;
• Photocopy of the booklet;
• Photocopy of the ID of the intervener;


Conditions of Access:



• Have repayment capacity (effort rate);
• Prove income;
• Prior application of self-financing;
• Have an open account at BCA.


Other Information



• Speed on the decision and formalization of the contract;
• Great flexibility of conditions, namely in terms of term, initial entry and residual value;
• Allows for tax benefits;
• Lower monthly payments;
• Possibility of assignment of contractual position during the contract, implies the payment of a commission commissioned in the price list (Commissions and expenses);
• Option to purchase the good at the end of the period.

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