Savings Deposit Account

Apply your savings in national or foreign currency for a fixed period and at good rates and the possibility of programmed or eventual reinforcements.

T.D. NACIONAL CURRENCY

It is a forward account whose first holder has to be exclusively emigrant or equivalent.

Minimum Balance

Equivalent to 50,000 CVE.


Term:


Between 31 days to 365 days or more.


Necessary documents:



• Proof of Emigrant Status or equivalent, by means of presentation of Proof of Emigrant Status.


Other information:


• Lack of Proof of Emigrant Status or equivalent, implies loss of tax benefits on interest (according to Decree-Law 53/95 of 26 September).
• Interest penalties in the early withdrawal on the amount (usually the loss of part or all of the interest elapsed;
• The account T.D. only receives reinforcement of the respective national currency through transfers.

Advantages:


• Attractive remuneration;
• Automatic renewal, so that your capital is always valued;
• Possibility of capitalization of interests and reinforcements;
• Tax benefits (exemption from IUP, IRS).

Movement:

• Debit / transfer order;
• BCADirecto and others that came to be, legally, adopted by the bank.

T.D. FOREIGN CURRENCY

It is a savings application in foreign currency for a determined period and at attractive rates.

Conditions of access:

This deposit is made up of individuals, with a deposit account opened in BCA in the same currency.


Amount of incorporation:


The minimum opening amount shall have a counter value equivalent to 50,000 CVE.


Term:


Between 30 days to 365 days.


Other information:


• Interest penalties in the early withdrawal on the amount (usually the loss of part or all of the interest elapsed);
• The account T.D. foreign currency only receives reinforcement of the respective currency through transfers;
• Application without risk;
• Possibility of choosing the term that best suits your needs;
• Possibility of capitalization of interests and reinforcements;
• Easy travel withdrawals, orders payments;


Movement:


• Debit / Transfer order;
• BCADirect and others that were legally adopted by the bank;

Quick Access

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