Financing method, which allows the customer to use a car (for personal or business use) for a period of time, and may choose to purchase it at the end of the contract. The use is provided by Promoleasingh (rental company), which buys the car on a proposal from the customer (renter).

BCA LEASING AUTO, YOUR CAR 0 KM

Opportunity to acquire your car 0 km with a financing of up to 100%.

Amount: up to 100% of the purchase price of the vehicle.

Term: maximum 4 years.

Reimbursement: In monthly, anticipated and consecutive rents of interest capital.

Interest rate:
Check the current price list of BCA.

Guarantee: Mortgage of the vehicle and insurance against all risks in favor of Promoleasing, with compulsory and optional coverage.

Opening and management fee:
1.5%

Necessary documents

• Formalize the request by letter (documents provided in the Branches to formalize the request);
• Pro forma invoice;
• Photocopy of identification document of the intervener (s);
• Income statements);
• Statement NIF;
• Leasing Agreement;
• Reports and accounts of the last 03 years (if new company: business plan);
• Updated balance sheets;


Contract


• Updated certificate of the vehicle in the registry office;
• Photocopy of the title of the vehicle;
• Photocopy of booklet;
• Photocopy of the BI of the intervener;


Access conditions:


• Have repayment capacity (effort rate);
• Prove income;
• Prior application of self-financing;
• Have an account open at BCA;

Other information



• Indicate Debt account of rents and other expenses in the BCA;
• Be available to pay opening expenses and 1st income, at the opening of the account;

Advantages

• Speed of decision and formalization of the contract;
• Great flexibility of conditions, namely in terms of term, initial entry and residual value;
• Tax advantages (financing without VAT of transaction, exemption of IS);
• Flexible rent plans;
• Possibility of assignment of contractual position during the contract implies the payment of a commission commissioned in the price list (Commissions and expenses);
• Option to purchase the good at the end of the period.

Quick Access

BECOME A BCA CUSTOMER

Learn the advantages of being a BCA customer, start here your relationship with our Bank.

FORMS

Here are the application forms to join the various products and services that BCA has at its disposal.

MARKETS

See the space dedicated to the Capital Markets in Cabo Verde.

BCA REAL ESTATE

Purchase an apartment, a house, a building, or a space for your business / office, through BCA.

2016 Banco Comercial do Atlântico, All Rights Reserved