Consumer Credit

Financing, short / medium term to purchase furniture, appliances, travel and other consumer goods, at competitive rates.

BCA MAKES YOU A LOT OF CREDIT MODALITIES TO MAKE AN ACCOUNT ON OR TO MAKE YOUR PERSONAL PLANS.

Amount: 100%



Term:
24 months



Reimbursement:
in constant, monthly or quarterly installments


Interest rate:
current rate practiced by BCA, available at the branches and on the website;


Titling:
loan agreement;



Necessary documents



• Formalize the request by letter (documents provided at the Branches to formalize the request);
• Photocopy of identification document of the intervener (s);
• Income statements);
• Statement NIF;
• Domiciliary salary in BCA;
• Declaration of guarantor (documents provided at the counters to formalize the request).


Conditions of access:



• Receive the salary formally through BCA;
• Have repayment capacity (effort rate);
• Prove income;
• Justify the purpose;


Other information



• When used as collateral, the balance of the Term Deposit must be greater than or equal to the value of the loan;
• Economic situation of the guarantor (effort rate);

Quick Access

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MARKETS

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