BCA Youth Savings Account

BCA has Youth Savings Solutions (national or emigrant) that allows you to see the money growing, progressively and safely.

BCA POUPAS

It is a term deposit account, intended for young people between 0 and 10 years, renumbered at an advantageous rate.


Constitution:



Minimum amount of 5,000 CVE.


Reinforcement:



Amount equal to or greater than 1000 CVE / month and / or 12,000 CVE / year.


If you have access to the Internet banking service, BCADirect, you can transfer the Deposit Account to BCA Youth Savings Account at any time, or schedule the automatic transfer for twelve months or more.

If you do not have access to BCADirect, you can either make a permanent or timely transfer, or make a deposit at an agency of BCA.


Maximum limit:



It can’t exceed 5,000,000 CVE.


Interest rate:



Current table chart in vigor by BCA, available on the counters and on the website.


Necessary documents



• Account opening forms (available at BCA branches, or through our website www.bca.cv);
• Personal Certificate, valid.


Restriction on account movement



• Lack of identification documents, or a part of the dossier (impossibility of moving the account);
• Until the required documentation is completed, which must be presented within a period not exceeding 30 days, otherwise the account will not produce any legal effects;
• Debit cards are only allowed to legal representatives (parents or legal guardians) of the minor who appear on the account opening form.


Other information:

• Annual minimum deposit 12,000 CVE / year;
• Loss of the bonus in case of early withdrawal (it should not be done during the first 5 years), with BCA Savings Account to be remunerated at the base rate of the product included in BCA General Price List;
• Possibility of capitalization of interests and reinforcements;
• Interest-bearing account at a rate higher than the term deposit for residents;
• Offers an annual bonus of 0.15% per year up to the 5th year, provided that it complies with the annual savings plan;
• Benefit from discounts on training credit rates.
• Movement:
• Debit / transfer order;
• BCADirect and others that came to be, legally, adopted by the bank.


Movement:



• Debit / transfer order;
• BCADirect and others that came to be, legally, adopted by the bank.

BCA YOUTH SAVINGS

It is a term deposit account for young people between the ages of 11 and 17, are renumbered at an advantageous rate.


Constitution:



Minimum amount of 5,000 CVE.


Reinforcement:



Amount equal to or greater than 1000 CVE / month and / or 12,000 CVE / year.

If you have access to the Internet banking service, BCADirect, you can transfer the Deposit Account to BCA Youth Savings Account at any time, or schedule the automatic transfer for twelve months or more.

If you do not have access to BCADirect, you can either make a permanent or timely transfer, or make a deposit at an agency of BCA.


Maximum limit:



It can not exceed 10.000.000 CVE

Interest rate:


Current table practiced by BCA, available on the counters and on the website.


Necessary Documents



• Account opening forms (available at BCA branches, or through our website www.bca.cv);
• Identity card), valid.


Restriction on account movement



• Lack of identification documents, or a part of the dossier (impossibility of moving the account);
• Until the required documentation is completed, which must be presented within a period not exceeding 30 days, otherwise the account will not produce any legal effects;
• Debit cards are only allowed to legal representatives (parents or legal guardians) of the minor who appear on the account opening form.


Other information:



• Annual minimum deposit 12,000 CVE / year;
• Loss of the bonus in case of early withdrawal (it should not be done during the first 5 years), with BCA Savings Account to be remunerated at the base rate of the product included in BCA General Price List;
• Possibility of capitalization of interests and reinforcements;
• Interest-bearing account at a rate higher than the term deposit for residents;
• Offers an annual bonus of 0.15% per year up to the 5th year, provided that it complies with the annual savings plan;
• Benefit from discounts on training credit rates.


Movement:



• Debit / transfer order;
• BCADirect and others that came to be, legally, adopted by the bank.

BCA YOUTH SAVING PROFESSIONAL

It is a term deposit account, destined to young people between the 18 and 30 years, renumbered at an advantageous rate.


Constitution:



Minimum amount of 5,000 CVE.


Reinforcement:



Amount equal to or greater than 1000 CVE / month and / or 12,000 CVE / year.


If you have access to the Internet banking service, BCADirect, you can transfer the Deposit Account to BCA Youth Savings Account at any time, or schedule the automatic transfer for twelve months or more.



If you do not have access to BCADirect, you can either make a permanent or timely transfer, or make a deposit at an agency of BCA.



Maximum limit:



It can not exceed 15,000,000 CVE.



Interest rate:



Current table practiced by BCA, available on the counters and on the website.



Necessary documents




• Account opening forms (available at BCA branches, or through our website www.bca.cv);
• Valid identity card.

• Restriction on account movement;
• Lack of identification documents, or a part of the dossier (impossibility of moving the account);
• Until the required documentation is completed, which must be presented within a period not exceeding 30 days, otherwise the account will not produce any legal effects.



Movement:




• Debit / transfer order;
• BCADirect and others that came to be, legally, adopted by the bank.

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